Somewhat Resilient
Last Update: 10/7/2026
AI Resilience Score for Personal Financial Advisor:
45.6%
Median Score
Meaningful human contribution
Measures the parts of the occupation that still require a human touch. This score averages data from up to four AI exposure datasets, focusing on the role’s resilience against automation.
Low
Long-term employer demand
Predicts the health of the job market for this role through 2034. Using Bureau of Labor Statistics data, it balances projected annual job openings (60%) with overall employment growth (40%).
Med
Sustained economic opportunity
Measures future earning potential and career flexibility. This score is a blend of total projected labor income (67%) and the role’s inherent ability to adapt to economic and technological shifts (33%).
Med
This reflects the reliability of your score based on the number of data sources available for this career and how closely those sources agree on the outlook. A higher confidence means more consistent evidence from labor experts and AI models.
Most data sources align, with only minor variation. This is a well-supported result.
AI Resilience Report forPersonal Financial Advisors
$105,070 median salary•17,100 annual openings•SOC Code: 13-2052.00
Personal Financial Advisors are somewhat less resilient to AI impacts than most occupations, according to our analysis of 8 sources.
Personal financial advising is labeled "Somewhat Resilient" because AI is already handling a big chunk of the number-crunching work, like monitoring markets, screening investments, and summarizing reports, which means the job is changing in real and noticeable ways. At the same time, the heart of this career, which is building trust, coaching people through stressful money decisions, and coordinating with attorneys and accountants, is something AI genuinely cannot replicate.
Learn more about how you can thrive in this position
This role is somewhat resilient
Personal financial advising is labeled "Somewhat Resilient" because AI is already handling a big chunk of the number-crunching work, like monitoring markets, screening investments, and summarizing reports, which means the job is changing in real and noticeable ways. At the same time, the heart of this career, which is building trust, coaching people through stressful money decisions, and coordinating with attorneys and accountants, is something AI genuinely cannot replicate.
Read full analysisAnalysis of current AI resilience
Personal Financial Advisor
Updated quarterly
How can Personal Financial Advisor prepare for AI?
Latest AI news for Personal Financial Advisor
These articles highlight how AI is reshaping the personal financial advisor landscape, presenting both challenges and opportunities. For instance, AI tools are enhancing efficiency, like Altruist Hazel, which helps advisors with tax planning insights. However, a Microsoft report warns that AI may threaten some advisor roles, urging future professionals to adapt and focus on areas where human touch is vital, such as relationship building and complex problem-solving. Embracing AI can lead to a more resilient career in financial advising, blending technology with personal service.
How AI Is Changing the Financial Advisor Landscape
smartasset.com • 9/13/2026
Artificial intelligence is no longer a future concept in financial advice; it's already changing how advisors work every day.
ChatGPT’s financial advice: Supply, demand, and the life cycle
cepr.org • 6/30/2026
The rise of generative AI has raised hopes that high-quality, personalised financial advice might finally become cheap and universally...
This AI Admin Assistant for Financial Advisors Also Provides Tax Planning Insights
www.investopedia.com • 5/7/2026
AI is transforming how financial advisors do business. Find out if the AI assistant Altruist Hazel is right for your practice.
AI may replace your financial advisor, MIT professor says — but there's one big hurdle
www.cnbc.com • 4/6/2026
Artificial intelligence can give sophisticated financial advice and may be able to replace human financial advisors in the future, financial...
Microsoft Report: AI to Take Over the Personal Financial Advisor’s Job
www.wealthmanagement.com • 8/12/2025
Microsoft recently released a report on the jobs most likely to be replaced by artificial intelligence, and personal financial advisors...
More Career Info
Career: Personal Financial Advisors
They help people manage their money by giving advice on saving, investing, and planning for future goals like buying a house or retiring.
Parent Careers
Employment & Wage Data
Median Wage
$105,070
Jobs (2025)
299,400
Growth (2025-35)
+1.4%
Annual Openings
17,100
Education
Bachelor's degree
Experience
None
Source: Bureau of Labor Statistics, Employment Projections 2025-2035
Task-Level AI Resilience Scores
AI-generated estimates of task resilience over the next 3 years
1
Meet with clients' other advisors, such as attorneys, accountants, trust officers, or investment bankers, to fully understand clients' financial goals and circumstances.
2
Recruit and maintain client bases.
3
Implement financial planning recommendations, or refer clients to someone who can assist them with plan implementation.
4
Conduct seminars or workshops on financial planning topics, such as retirement planning, estate planning, or the evaluation of severance packages.
5
Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.
6
Recommend to clients strategies in cash management, insurance coverage, investment planning, or other areas to help them achieve their financial goals.
7
Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.
Tasks are ranked by their AI resilience, with the most resilient tasks shown first. Core tasks are essential functions of this occupation, while supplemental tasks provide additional context.
