Tellers

Bank tellers traditionally “process routine transactions, such as cashing checks and depositing money” and count cash drawers ^{[1] [1]}. Today much of that routine work is automated. For example, Automatic Teller Machines (ATMs) and smartphone apps let customers deposit and withdraw money without a person.

Banks even let customers scan a check image to deposit (called remote deposit capture ^[2]), so tellers don’t have to count every check by hand. Industry reports back this up: a recent survey found many banks already save a lot of money by automating front-office tasks ^[3]. At the same time, some teller duties stay human.

The BLS notes that tellers still “answer questions from customers about their accounts” and handle special items (like foreign currency or savings bonds) ^[1]. In practice, banks use software to count and balance cash drawers, but rely on people to greet customers, explain products in person, and solve tricky problems. In short, basic data-entry and counting tasks are largely done by machines, while human tellers focus on service, advice, and complicated transactions.

Banks have clear reasons to use more AI: it can cut costs and serve tech-savvy customers. For example, one report found over half of banks expect big savings from automating customer-facing work ^[3], and financial news notes that banks are closing many branches as customers move online ^[4]. Cheaper labor and competition from fintech push banks to try AI and self-service tools.

At the same time, banking is a highly regulated, trust‐sensitive industry. Customers often want a real person for important money decisions, and regulators demand accuracy. For these reasons, banks usually start AI on simple tasks (like fraud alerts or answering routine questions) and keep humans for the rest.

In fact, experts long ago noted that “Bank Teller” is a job that can be automated ^[3], but that mainly means tellers may shift to higher‐touch work. Overall, banks move carefully: AI can improve efficiency, but personal skills – friendliness, clear explanations and building trust – remain very important. This means tellers may spend less time crunching numbers and more time helping people.